Discover the top regulated cryptocurrency exchanges for American traders. Trade Bitcoin, Ethereum, and 100+ altcoins safely and legally in the United States.
Top USA Exchanges
Daily Trading Volume
USA Compliant
All exchanges are licensed and regulated by US authorities like SEC, CFTC, and FinCEN.
Your USD deposits are protected by FDIC insurance up to $250,000.
Full legal recourse and consumer protection under US law.
Direct bank transfers, ACH, and wire transfers for seamless USD deposits.
America's Most Trusted Crypto Exchange
Get $10 in Bitcoin when you buy or sell $100 or more
Security-First US Exchange
No deposit fees + 24/7 customer support
Low Fees, High Liquidity
Code: WZ9KD49N - Get 20% fee discount
Regulated by New York State
Get $7 in Bitcoin for first trade
Exchange | Trading Fee | Cryptocurrencies | Minimum Deposit | FDIC Insured | Mobile App | Best For |
---|---|---|---|---|---|---|
Coinbase | 0.5% | 200+ | $2 | β | β β β β β | Beginners |
Kraken | 0.16% | 190+ | $10 | β | β β β β β | Security |
Binance.US | 0.1% | 150+ | $10 | β | β β β β β | Low Fees |
Gemini | 0.35% | 70+ | $0 | β | β β β β β | Regulation |
Most USA exchanges partner with major banks like JPMorgan Chase, Bank of America, and Wells Fargo for seamless fiat deposits and withdrawals.
All exchanges provide 1099 forms for tax reporting. Crypto gains are taxable as capital gains in the USA.
USA crypto exchanges are regulated by SEC, CFTC, FinCEN, and state-level agencies like NYDFS.
FDIC insurance protects your USD deposits, and exchanges must comply with strict AML/KYC requirements.
All major exchanges are available in: California, Texas, Florida, New York, Illinois, Pennsylvania, Ohio, Georgia, North Carolina, Michigan, and 40+ other states.
Some exchanges have limited availability in: Hawaii, Wyoming, and a few other states due to local regulations.
New York requires special BitLicense. Available exchanges: Coinbase, Kraken, Gemini, and a few others.
Coinbase is the best choice for beginners due to its user-friendly interface, educational resources, FDIC insurance, and strong regulatory compliance. It's the most trusted exchange in America.
Yes, USA-regulated exchanges are generally very safe. They must comply with strict regulations, offer FDIC insurance for USD deposits, and follow rigorous security protocols.
Yes, crypto trading is taxable in the USA. You must report capital gains/losses on your tax return. Most exchanges provide 1099 forms to help with tax reporting.
Binance.US has the lowest trading fees at 0.1%, followed by Kraken at 0.16%. However, consider other factors like security, regulation, and available cryptocurrencies.
Join millions of Americans who trust these regulated exchanges for their cryptocurrency trading needs.